Dear Friends, 

How would you like FREEDOM to spend money?  We all do.  I would advise creating an “Abundance Budget” for all your money. I know, I know – most people say that a budget "limits my spending", and that is true.  But think of it this way – you able to spend up to a certain amount without guilt or concern.  You can spend money knowing that you will still reach your savings goals.  You can spend money daily knowing that you can afford the annual vacation, or the extravagant present for yourself that you have budgeted.  Spending your money should create more Joy (not stress) - so start your Abundance Budget today! 

Here is a link to your free Abundance Budget Tool. 

If you need help with a budget, feel free to email me to set up free phone call to discuss a plan to create and implement your Abundance Budget.

Blessings of abundance, 

Deb Bowman 

Deborah R. Bowman, CPA

Does your company or nonprofit need a better credit card to charge business expenses for all your employees or volunteers?

Check out www.pexcard.com and start using their prepaid debit cards today. When signing up answer the question – “How did you hear about us?", choose "Ambassador Program" and input my Ambassador Code: AMB69418  (Note: I will earn a referral bonus.)

www.pexcard.com/signup

PEX cards can keep you on budget because they are loaded with a specific amount of money so you can’t over-spend. You can limit the spending to certain categories as well.